Stormwater Conference -: FEMA’s Community Rating System: Giving Your Residents Credit for Stormwater
FEMA’s National Flood Insurance Program (NFIP) requires local communities to agree to
pass and enforce building and development requirements in FEMA mapped flood zones in return for the availability of federal flood insurance and some kinds of disaster assistance. Nearly all communities in New York State that have mapped flood zones participate in the NFIP. Flood insurance is mandatory for structures in mapped flood zones as a condition of a mortgage from any federally regulated lending institution. Due to increased losses to the NFIP since the 2000’s, FEMA has been required by Congress
to significantly increase flood insurance rates.
Floodplain management is more than just regulating buildings. It also includes other activities that can reduce flood risk, including open space preservation and stormwater management. The Community Rating System is a FEMA program that provides discounted flood insurance rates for communities that go above and beyond minimum NFIP regulatory requirements to further reduce flood risk and flood insurance claims. This presentation will introduce the Community Rating System and explore some ways that activities that communities are already doing can help their residents save money on their
flood insurance policies.
Water / Stormwater Management
Health, Safety and Welfare
1) Intro to the Community Rating System and how it can help your community,
2) Details on how Stormwater Management activities can be leveraged for CRS points
3) Guidance on how to begin.
William Nechamen, CFM
New York Chapter of ASLA
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